Paragon Mortgages Contact Number

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For more information on Paragon mortgages, their specialist landlord insurance products including rent guarantee, building and contents and legal insurance, or for all customer and intermediary enquiries. Please get in touch with their lending team by calling the phone number provided above between 8.30am and 5pm Monday, Tuesday, Thursday and Friday, 9.30am to 5pm on Wednesday. You can also write to Paragon Mortgages if you prefer at: Paragon Mortgages, 51 Homer Road, Solihull, West Midlands B91 3QJ.

Review of Paragon Mortgages

Paragon Mortgages are the UK's leading specialist provider of buy-to-let mortgages. They work with professional landlords, residential property investors, mortgage brokers and independent financial advisor’s, offering buy-to-let mortgages and related services such as landlord insurance that are specifically tailored to needs of property investors and landlords. Established in 1985, Paragon Mortgages work mainly with mortgage intermediaries but also welcome direct applications from all landlords. Regarded as the main UK provider of buy-to-let mortgages for professional landlords and residential property investors, they deliver a mortgage service that is specifically designed to the needs of landlords. Paragon Mortgages began as the National Home Loans Corporation with their Homeloans service back in 1995, so have many years experience within the industry, They changed their name to the Paragon Group of Companies in 1997 to focus on commercial lending in the buy to let market. The Paragon lending criteria for loan amounts up to £500,000 is straightforward, the maximum loan to value is 75%, for loans up to £1,000,000 the loan to value figure is 70%, up to £2,000,000 they will lend 65% of the property value. Maximum limit per borrower is £5,000,000 and all applicants need a minimum combined gross annual income of at least £25,000 per annum, for which evidence must be submitted. Gross rental income from buy to let property should exceed 125% of the interest payment for single self-contained units and 130% for all other property types.

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